VELEZ, Giovanni. A Systematic Review of Mobile Banking, Fintech Innovations, and Regulatory Gaps to Achieve Financial Inclusion in the Philippines. Journal of Interdisciplinary Perspectives, [S. l.], v. 3, n. 3, p. 390–397, 2025. DOI: 10.69569/jip.2025.056. Disponível em: https://www.jippublication.com/index.php/jip/article/view/606. Acesso em: 12 nov. 2025.